>Double your money every 7-9 years over time. >Grow your wealth with NO taxes or >commissions. >Use 10 low-cost mutual funds earning over 10%. >Use an IRS-approved tax haven to protect gains. "My wealth has come from a combination of living in America, some lucky genes, and compound interest." Warren Buffett The wealthy become wealthy by buying assets that grow quickly. As Buffett says, they compound. Compounding is money earning money on its earnings every period. Study the chart below. The wealthy stay wealthy by paying lower fees, charges, commissions and taxes. Their fee schedules are 0.01-0.05% not 1.5-3%. They buy only what they need so their costs-sales commissions-are less. They don't use middle(wo)men because they know financial advisors only use their firms' high-cost products. Warren Buffett, billionaire investor, pays only 17% total tax: http: //www.youtube.com/watch?v=Cu5B-2LoC4s. Mitt Romney only 14%, John Kerry only 13% and Apple just 9.8%. We need to follow Benjamin Graham's advice and buy financial products like we buy "groceries, ... not perfume." We can do that when we have less-biased information to find the best alternatives for us. Salespeople sell the best products for their firms; not for us. Our investment edge is the miracle of compounding: