This book is for people of all backgrounds and GPAs - written as a principle-based story. The story follows Justin, a college freshman, who learns days before school starts that his parents cannot afford to pay for school. He decides to take a finance class where he meets a cute girl but is faced with a harsh yet intriguing teacher that seems to revel in his students' misery. Follow Justin as he learns to pay for school without his parents' help, without student loans, and how you can do it too.