Wisdom: One of the most difficult explanations in all of the worldwide studies of the English philology is that of the term of 'wisdom', or that of 'to-be-wise'. To be wise one has, or exhibits reason with a capacity for discernment and the intelligent application of knowledge. As an individual he may use knowledge, thus being discerning, insightful, knowledgeable, perceptive, and sagacious. By being wise, an individual will be exercising or involving sound judgment and as such, a person is aware of his actions and his thoughtfulness. Wisdom is therefore an accumulation of philosophic, religious, or scientific learning and knowledge, with the ability to discern inner qualities and relationships, generally with accepted beliefs and attitudes.