You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
Autor Jesse Mechamen Limba Engleză Hardback – 25 dec 2017
Experience a life free of financial stress and transform your relationship to money with this indispensable guide—the first book based on You Need A Budget’s proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live.
No one should tell you what to do with your money—only you know what’s most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method—four, simple rules—will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:
- Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it.
- Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.
- Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable.
- Age Your Money. As you repeat the first three rules, you’ll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good.
Preț: 141.06 lei
Nou
Puncte Express: 212
Preț estimativ în valută:
27.00€ • 28.07$ • 22.39£
27.00€ • 28.07$ • 22.39£
Carte disponibilă
Livrare economică 17-31 ianuarie 25
Preluare comenzi: 021 569.72.76
Specificații
ISBN-13: 9780062567581
ISBN-10: 0062567586
Pagini: 224
Dimensiuni: 140 x 210 x 21 mm
Greutate: 0.34 kg
Editura: HarperCollins Publishers
Colecția HarperBusiness
ISBN-10: 0062567586
Pagini: 224
Dimensiuni: 140 x 210 x 21 mm
Greutate: 0.34 kg
Editura: HarperCollins Publishers
Colecția HarperBusiness
Textul de pe ultima copertă
Wall Street Journal Bestseller
Experience a life free of financial stress and transform your relationship to money with this indispensable guide—the first book based on You Need A Budget’s proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live.
No one should tell you what to do with your money—only you know what’s most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method—four, simple rules—will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:
Experience a life free of financial stress and transform your relationship to money with this indispensable guide—the first book based on You Need A Budget’s proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live.
No one should tell you what to do with your money—only you know what’s most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method—four, simple rules—will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:
- Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it.
- Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.
- Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable.
- Age Your Money. As you repeat the first three rules, you’ll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good.
Recenzii
“When your financial planner sternly says you need a budget,it’s like a door slamming shut on a happy future. When Jesse Mecham says it, it’s like a door swinging open to a free life. He nderstands how financial stress feels. His principles and tools come right out of his own life experience, but also from his CPA training. His system is psychologically and financially sound.You’re going to love this book.” — VICKI ROBIN, coauthor of Your Money or Your Life
“In You Need a Budget, Jesse Mecham gets personal with you, because, as it turns out, ‘budget’ just means making sure you spend your money on your favorite priorities. If you’re ready for a disarmingly casual yet deceptively persuasive ride into a new perspective that has changed hundreds of thousands of lives, read on.” — PETER ADENEY, personal finance blogger at MrMoneyMustache.com
“Jesse Mecham finally gives budgeting a much-needed rebranding with You Need a Budget. You will learn that the true secret of using a budget is to get more out of life, not to feel restricted.” — ERIN LOWRY, author of Broke Millennial
“Jesse Mecham has achieved the impossible: a book on budgeting that is fascinating, entertaining, and practical. Read this book, follow his advice, then watch your bank account grow and your financial worries fade. Managing your money doesn’t have to be stressful. Jesse Mecham’s simple rules make it easy to get what you want most by forgoing things you won’t miss.” — JOSH KAUFMAN, bestselling author of The Personal MBA and The First 20 Hours
“[You Need a Budget] conveniently addresses readers of all ages (kids included) and family situations (single, childless couples, and couples with kids), taking care to include readers with variable incomes. Cheat-sheet reminders at the close of every chapter are especially helpful. Mecham makes it seem simple and his tone is encouraging.” — Publishers Weekly
“A handy guide for readers looking to increase their financial literacy and manage their money carefully and successfully.” — Booklist
“In You Need a Budget, Jesse Mecham gets personal with you, because, as it turns out, ‘budget’ just means making sure you spend your money on your favorite priorities. If you’re ready for a disarmingly casual yet deceptively persuasive ride into a new perspective that has changed hundreds of thousands of lives, read on.” — PETER ADENEY, personal finance blogger at MrMoneyMustache.com
“Jesse Mecham finally gives budgeting a much-needed rebranding with You Need a Budget. You will learn that the true secret of using a budget is to get more out of life, not to feel restricted.” — ERIN LOWRY, author of Broke Millennial
“Jesse Mecham has achieved the impossible: a book on budgeting that is fascinating, entertaining, and practical. Read this book, follow his advice, then watch your bank account grow and your financial worries fade. Managing your money doesn’t have to be stressful. Jesse Mecham’s simple rules make it easy to get what you want most by forgoing things you won’t miss.” — JOSH KAUFMAN, bestselling author of The Personal MBA and The First 20 Hours
“[You Need a Budget] conveniently addresses readers of all ages (kids included) and family situations (single, childless couples, and couples with kids), taking care to include readers with variable incomes. Cheat-sheet reminders at the close of every chapter are especially helpful. Mecham makes it seem simple and his tone is encouraging.” — Publishers Weekly
“A handy guide for readers looking to increase their financial literacy and manage their money carefully and successfully.” — Booklist
Notă biografică
Jesse Mecham founded YNAB in 2004 to help him and his new wife, Julie, watch their money. Studying for his master of accountancy at Brigham Young University at the time, he put his numbers wizardry to work to develop a system to track their expenses, and that became YNAB. He lives in Utah with his family.