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Your Money, Your Goals: Focus on People With Disabilities: A Companion Guide to Empower the Disability Community

Autor Bureau of Consumer Financial Protection
en Limba Engleză Paperback – 14 mai 2018 – vârsta ani
Your Money, Your Goalsprovides people with the information they need to make the financial choices that are right for them.  This guide—Your Money, Your Goals: Focus on People with Disabilities—complements theYour Money, Your Goalstoolkit. You can use this guide as a primary resource and supplement it with the fullYour Money, Your Goalstoolkit when you need additional information and tools.

This toolkit guide contains helpful manipulatives, such as a money questionnaire to start the conversation about financial goals planning, blank worksheets to help people with disabilities make decisions about their financial goals and needs, income and benefit tracker, supplemental security income (SSI) estimator, bill calendar, monthly budget worksheets, debt guidance worksheets, and more.

With accurate and up-to-date information, tools, and supports, people can solve their financial challenges, use their financial resources based on their priorities, and reach the goals they have for themselves and their families.

Discover more resources:

Finance & Investing collectionis available here:https://bookstore.gpo.gov/catalog/finance-investing?field_format_value=All&sort_bef_combine=created+DESC&items_per_page=72

People that are Physically Challengedcan find resources here:  https://bookstore.gpo.gov/catalog/physically-challenged  and people that aredisabledcan find additional resources here:https://bookstore.gpo.gov/catalog/disabled

Consumer, Home, and Family resources collectionis available here:https://bookstore.gpo.gov/catalog/consumer-home-family





 
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Specificații

ISBN-13: 9780160944987
ISBN-10: 0160944988
Pagini: 180
Dimensiuni: 241 x 279 x 25 mm
Ediția:Braille
Editura: Us Independent Agencies and Commissions
Colecția US Independent Agencies and Commissions

Notă biografică

ABOUT THE AUTHOR/AGENCY:


The Consumer Financial Protection Bureau (CFPB) is a federal government agency created to protect consumers in the wake of the 2008 financial crisis. We aim to make consumer financial markets work for consumers, responsible providers, and the economy as a whole. We protect consumers from unfair, deceptive, or abusive practices and take action against companies that break the law. We provide people with information and tools to make smart financial decisions.

In a market that works, the prices, risks, and terms of the deal are clear upfront, so consumers can understand their options and comparison shop. All companies play by the same consumer protection rules and compete fairly on providing quality and service. To achieve this vision, the CFPB works to:

1. Empower: We create tools, answer common questions, and provide tips that help consumers navigate their financial choices and shop for the deal that works best for them.

2. Enforce: We take action against predatory companies and practices that violate the law, and we have already returned billions of dollars to harmed consumers.

3. Educate: We encourage financial education and capability from childhood through retirement, publish research, and educate financial companies about their responsibilities.

Cuprins

About the Consumer Financial Protection Bureau . 1
Introduction 5

TABLE OF CONTENTS

People with disabilities and financial decision making
Getting Started
   Tool: Starting the money conversation

Modules: Your Money, Your Goals for People with Disabilities

Module 1: Setting goals and planning for large purchases
   Tool: Paying for assistive devices

Module 2: Saving for emergencies, bills, and goals
   Tool: Setting up an ABLE Account

Module 3: Tracking and managing income and benefits
   Tool: Income and benefit tracker
   Tool: SSI estimator

Module 4: Paying bills and other expenses
   Tool: Spending tracker

Module 5: Getting through the month
   Tool: Bill calendar
   Tool: Monthly budget

Module 6: Dealing with debt
   Tool: Debt worksheet
   Tool: Dealing with debt collectors

Module 7: Understanding credit reports and scores

Module 8: Money services: Finding what works for you

Module 9: Protecting your money
   Tool: Identifying financial abuse and exploitation

Additional resources