Do you often look at your bank statements and shake your head at how much you're overspending? Financial Advisor Crystal Moradi has looked at real people with real budgeting problems and developed a practical solution to your budget planning needs. This Money Diary will be the only tool that you'll ever need to create a successful budget that will carry you throughout the year. The personalized approach that this diary takes to your budget planning will bring back the fun into what is normally a tedious process. The only secret to proper budgeting is having the right budget. Radio personality and Personal Money Trainer Crystal Moradi brings you this planner to get you on the right track to money management. Her guide will whip your budget into shape like a personal trainer should. With this tool, you will discover how to liberate your financial future while tracking your expenses, debt, and income. Key features and benefits: Tips and advice on how to save money. Inspiration and guidance every step of the way. A holiday gift list, among other useful budgeting tools."