This book is an innovative financial literacy manual that can guide your prosperity strategy for years to come. It is loaded with powerful strategies and tactics designed to help you avoid debt overload and build wealth. It is a financial management resource that you can reference over and over again. It contains what is arguably the most comprehensive array of educational concepts written on the subject of financial literacy. Every chapter is packed with helpful information, from interpreting and correcting your credit report to improve your credit score, to avoiding scams that can derail your wealth strategy to providing debt elimination and wealth building plans that can be tailored and modified to fit your individual circumstances. The chapters on identity theft prevention and resolution and avoiding foreclosure are invaluable. There is a chapter on how to prevent and control youth debt that is filled with a wealth of gold nuggets that will serve young consumers for a lifetime.