Over the next few years, a wave of commercial real estate loan failures could threaten America's already-weakened financial system. The Congressional Oversight Panel is deeply concerned that commercial loan losses could jeopardise the stability of many banks, particularly the nation's mid-size and smaller banks, and that as the damage spreads beyond individual banks that it will contribute to prolonged weakness throughout the economy. This book is an overview of the current threats facing the commercial real estate markets, and the future problems facing communities, small businesses and American families already struggling to make ends meet in today's especially difficult economy.