Born in Puerto Rico and raised in New York of military father, travelled the USA, South America and Europe. Got drafted into the US army. Got married and had three children. Started management training program with Avco Financial Services helping people get their finances in order. Later worked with different banks helping customers achieve their financial goals. Started my own mortgage company and later moved to Puerto Rico where I started a successful mortgage company at the same time I was working with Banco Popular helping people get their finances together. Now that I'm retired and single, I serve the American Legion as Post Commander in Caguas PR serving veterans and their families acquired the benefits they deserve from the Veteran Administration.