ETHICS IS AT THE CENTRE OF BEING HUMAN Every day, and in every client interaction, financial advisers face ethical decisions. In whose best interests are you operating in? Are you recommending the best investment for your client? Do you know enough about your client's situation to be giving this advice? This practical guide for Australian financial advisers, offers ethical decision making frameworks and practice case studies based on the five values and 12 standards of the Financial Planners and Advisers Code of Ethics 2019. Everyday Ethics for Financial Advisers is a handbook intended to be a long term companion as you develop your ethical muscle throughout your career as a financial adviser. This essential text has been written for lecturers and students to fulfil the curriculum requirements for FASEA's Ethics and Professionalism Bridging Course and FASEA's National Financial Planning Curriculum.