A group of integrated financial tables that simplify the work of organizing your personal finances. Each chapter starts with instructions for how to use the charts and a short discussion of the principles involved. Every solution to financial problems begins with a budget. In this volume, the work of organizing your financial information for a budget is done for you. MoneySmart was created specifically for people who think they don't have money to save, and those who want a ready-made system to manage their money. Appropriate for anyone with with an income, the system can help you organize your cash flow and control expenses so that you can save more, pay down debt, set and achieve financial goals, and even prepare for investing and retirement with the help of a financial adviser. Track the project on Facebook at: www.facebook.com/moneysmart.workbook