The year is 1964 and Jaggi is one of a group of 128 Indians who set sail from Bombay (now Mumbai) for Britain aboard an Italian ocean liner. Shortly after arriving in London they part company, each to go their own way. While the vast majority of them choose to settle down in the economically vibrant South, an accident of fate takes Jaggi up North. Some 34 years later "the boat people" meet again - on board the luxury yacht of one of them, who is now a multi-millionaire businessman. He has organised the get-together to toast their collective success in their new homeland. But Jaggi finds he has little to celebrate about ... and there are further shocks waiting for him.