The Future of Consumer Credit Regulation: Creative Approaches to Emerging Problems: Markets and the Law
Autor Michelle Kelly-Louw Editat de James P. Nehf Autor Peter Rotten Limba Engleză Paperback – 11 noi 2016
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Specificații
ISBN-13: 9781138260054
ISBN-10: 1138260053
Pagini: 256
Dimensiuni: 156 x 234 mm
Greutate: 0.45 kg
Ediția:1
Editura: Taylor & Francis
Colecția Routledge
Seria Markets and the Law
Locul publicării:Oxford, United Kingdom
ISBN-10: 1138260053
Pagini: 256
Dimensiuni: 156 x 234 mm
Greutate: 0.45 kg
Ediția:1
Editura: Taylor & Francis
Colecția Routledge
Seria Markets and the Law
Locul publicării:Oxford, United Kingdom
Cuprins
Contents: Preface; Introduction; Part I Emerging Paradigms: Financial literacy and the creation of financial citizens, Gail Pearson; Broad standards as a vehicle for consumer rights: the case of financial products in the United Kingdom, Iain MacNeil; From status to contract: evolving paradigms for regulating consumer credit, Rashmi Dyal-Chand; The EU financial services policy and its effect on consumer law, Manfred Westphal. Part II Responsible Lending: Responsible lending or restrictive lending practices? Balancing concerns regarding over-indebtedness with addressing financial exclusion, Therese Wilson; Payday loans: unintended consequences of American efforts to tame the beast, Mary Spector; Credit alternatives and micro-lending in American immigrant communities, James P. Nehf. Part III Debt Relief and Insolvency: Better consumer protection under the statutory 'in duplum' rule, Michelle Kelly-Louw; A struggling social safety net: global lessons from bankruptcy and healthcare reforms in the United States, France and England, Robert J. Landry III and Amy K. Yarborough; The reform of administration orders within a new consumer credit framework, André Boraine; Defining the unincorporated business in financial distress: should it be treated as a business or a consumer?, Anneli Loubser; Index.
Notă biografică
Michelle Kelly-Louw is Associate Professor in the Department of Mercantile Law, UNISA, South Africa. James P. Nehf is Professor of Law and Cleon H. Foust Fellow, Indiana University School of Law. Peter Rott is Professor of Law, Universität Bremen.
Recenzii
'Consumer credit reforms seem to be everywhere in the contemporary world. This book is brimming with comparative ideas on reform and international reflections on the increasing financialization of our daily lives.' Iain Ramsay, University of Kent, UK 'The Future of Consumer Credit Regulation is extremely well-written meaning that complex topics are explained logically. Each essay is superbly researched meaning it can form an excellent starting point for further research...[this book] is an indispensable text for anyone studying or practising in this challenging and interesting area of law.' The Student Law Journal
Descriere
Written by experts in the field of consumer credit regulation from Europe, North America, Australia and South Africa, the book examines some of the most important consumer credit issues facing consumers today and proposes innovative ways to protect the consumer interest in those markets.