Grant initially intended to pass on information to his six grandkids in a letter to teach them how to become financially successful using skills he had learned over a lifetime. The stacks of post-it notes he jotted down over several months morfed into this book. It is written for young people who don't have a clue what they want to do with their life and need direction. The author gives easy to understand step by step instructions to become wealthy by age thirty for anyone willing to use a little self-discipline. He outlines financial wisdom for teenagers through adulthood. He boldly guarantees that if you are in your early twenties and follow the directions in this book, you WILL become a millionaire by age thirty. He does this by listing and explaining 100 easily understood traits used by almost all highly successful people. Although the book stresses financial skills, the principles also apply to all of life's endeavors.