Enterprising Psychometrics and Poverty Reduction: SpringerBriefs in Psychology
Autor Bailey Klinger, Asim Ijaz Khwaja, Carlos del Carpioen Limba Engleză Paperback – 17 mai 2013
Din seria SpringerBriefs in Psychology
- Preț: 345.89 lei
- 17% Preț: 359.87 lei
- Preț: 346.86 lei
- 5% Preț: 375.87 lei
- Preț: 479.67 lei
- 5% Preț: 413.05 lei
- Preț: 380.84 lei
- Preț: 377.35 lei
- Preț: 408.66 lei
- Preț: 477.56 lei
- Preț: 344.36 lei
- 5% Preț: 421.92 lei
- Preț: 479.47 lei
- Preț: 441.85 lei
- Preț: 478.53 lei
- Preț: 443.97 lei
- 5% Preț: 356.32 lei
- Preț: 443.75 lei
- Preț: 411.75 lei
- 15% Preț: 462.51 lei
- Preț: 412.89 lei
- Preț: 374.46 lei
- Preț: 377.18 lei
- Preț: 479.08 lei
- Preț: 343.88 lei
- Preț: 474.45 lei
- Preț: 376.22 lei
- 15% Preț: 461.54 lei
- Preț: 378.34 lei
- 5% Preț: 357.23 lei
- Preț: 342.74 lei
- Preț: 376.80 lei
- Preț: 376.04 lei
- Preț: 376.22 lei
- Preț: 344.25 lei
- Preț: 442.44 lei
- Preț: 375.23 lei
- Preț: 374.85 lei
- Preț: 347.31 lei
- Preț: 409.80 lei
- Preț: 374.85 lei
- Preț: 414.42 lei
- Preț: 344.10 lei
- Preț: 446.65 lei
- Preț: 476.79 lei
- Preț: 379.68 lei
- Preț: 380.07 lei
- Preț: 408.44 lei
- Preț: 376.43 lei
Preț: 376.43 lei
Nou
Puncte Express: 565
Preț estimativ în valută:
72.04€ • 74.32$ • 60.97£
72.04€ • 74.32$ • 60.97£
Carte tipărită la comandă
Livrare economică 04-18 martie
Preluare comenzi: 021 569.72.76
Specificații
ISBN-13: 9781461472261
ISBN-10: 1461472261
Pagini: 75
Ilustrații: XVI, 66 p. 13 illus.
Dimensiuni: 155 x 235 x 10 mm
Greutate: 0.14 kg
Ediția:2013
Editura: Springer
Colecția Springer
Seriile SpringerBriefs in Psychology, SpringerBriefs in Innovations in Poverty Reduction
Locul publicării:New York, NY, United States
ISBN-10: 1461472261
Pagini: 75
Ilustrații: XVI, 66 p. 13 illus.
Dimensiuni: 155 x 235 x 10 mm
Greutate: 0.14 kg
Ediția:2013
Editura: Springer
Colecția Springer
Seriile SpringerBriefs in Psychology, SpringerBriefs in Innovations in Poverty Reduction
Locul publicării:New York, NY, United States
Public țintă
ResearchCuprins
Innovations in Poverty Reduction: An Introduction.- The Development Problem.- A Psychology-Enabled Solution to small and medium-sized enterprise finance.- Methodology.- Results and Discussions.
Recenzii
"This book is of particularly importance for all those who are interested in the question how micro-credits can be given to individual micro-entrepreneurs in developing countries. The problem for the bank is that there is no credit-history of the micro-entrepreneur and the amount of credit is too small to warrant a detailed evaluation of a business plan. Most often there will also not be a business plan that can be evaluated.
What to do? The three economists provide a very sensible and important answer: Evaluate the person him- or herself by psychological tests. Two issues are important for paying back the loan: First the person must be able to build a good enterprise and make enough money to pay back the loan. Second, the person must be willing to pay back the loan.
Psychological research on entrepreneurship has made enough headway to provide good data for understanding which person characteristics lead to good entrepreneurial success. Moreover, there has been a long tradition to evaluate a person’s integrity to understand whether somebody is willing to cheat others by not paying back a loan. The authors take these issues as their starting point and describe how they produce the results. This is practical and useful. Recently the New York Times has written a long piece on the company build by these three authors and how successful they have been in helping banks to help micro-entrepreneurs to get the resources to be able to succeed.
This is a ”must-read” book for anybody who is interested to advance sustainable credits for micro-entrepreneurs."
Prof. Michael Frese, NUS Business School, Singapore
Psychological research on entrepreneurship has made enough headway to provide good data for understanding which person characteristics lead to good entrepreneurial success. Moreover, there has been a long tradition to evaluate a person’s integrity to understand whether somebody is willing to cheat others by not paying back a loan. The authors take these issues as their starting point and describe how they produce the results. This is practical and useful. Recently the New York Times has written a long piece on the company build by these three authors and how successful they have been in helping banks to help micro-entrepreneurs to get the resources to be able to succeed.
This is a ”must-read” book for anybody who is interested to advance sustainable credits for micro-entrepreneurs."
Prof. Michael Frese, NUS Business School, Singapore
Notă biografică
Bailey Klinger is CEO & co-founder of the Entrepreneurial Finance Lab. He is the original co-inventor of the EFL technology, and has led both the research and business initiatives to bring that technology to the market. His previous research has centered on entrepreneurship, structural transformation, and private sector growth in developing countries, and he has been published in leading Journals such as Science and the Journal of the Economics of Transition. Bailey has performed extensive field research throughout Latin America, Africa and Asia, and consulted for the World Bank, United Nations and Inter-American Development Bank as well as various other national governments and international organizations. Bailey has a Masters in Public Administration in International Development from the Kennedy School of Government, and a PhD in Public Policy from Harvard University.
Asim Khwaja is co-founder of EFL and Chairman of the Board. He is also professor of Public Policy at the Harvard Kennedy School of Government. His areas if interest include economic development, finance, education, political economy, institutions, and contract theory/mechanism design. His research has been published in the leading economics journals, such as the American Economic Review and the Quarterly Journal of Economics, and has received coverage media outlets such as the Economist, NY Times, Washington Post, Al-Jazeera, BBC, and CNN. Asim received BS degrees in economics and mathematics with computer science from MIT and PhD in economics from Harvard.
Carlos del Carpio is Head of Analytics in EFL's Lima office, responsible for data quality control, analysis, and model building. Prior to joining EFL, Carlos worked for the largest commercial bank in Perú where he developed credit risk models for corporate clients using a variety of credit scoring technologies. Carlos has research experience in credit and market risk modeling, as well specialized training in financialeconomics and applied econometrics. He holds a B.A. in economics from Pontificia Universidad Católica del Perú.
Asim Khwaja is co-founder of EFL and Chairman of the Board. He is also professor of Public Policy at the Harvard Kennedy School of Government. His areas if interest include economic development, finance, education, political economy, institutions, and contract theory/mechanism design. His research has been published in the leading economics journals, such as the American Economic Review and the Quarterly Journal of Economics, and has received coverage media outlets such as the Economist, NY Times, Washington Post, Al-Jazeera, BBC, and CNN. Asim received BS degrees in economics and mathematics with computer science from MIT and PhD in economics from Harvard.
Carlos del Carpio is Head of Analytics in EFL's Lima office, responsible for data quality control, analysis, and model building. Prior to joining EFL, Carlos worked for the largest commercial bank in Perú where he developed credit risk models for corporate clients using a variety of credit scoring technologies. Carlos has research experience in credit and market risk modeling, as well specialized training in financialeconomics and applied econometrics. He holds a B.A. in economics from Pontificia Universidad Católica del Perú.
Textul de pe ultima copertă
As the deadline for the Millennium Development Goals draws near, one of the most critical--global poverty reduction--remains at best a work in progress. But as emerging markets beckon millions of aspiring business owners to set up shop, age-old barriers to funding prevent them from getting started. One answer lies in psychometrics, which enables lenders to assess applicants' potential for success in developing their enterprises when traditional credit applications fall short.
Enterprising Psychometrics and Poverty Reduction sets out in accessible detail this innovative approach to risk evaluation, which uses methods similar to psychometric tools used in corporate hiring. The book evaluates this approach in six financial organizations in Kenya, Colombia, Peru, and South Africa, with extensive charts and tables breaking down each program's profitability and effectiveness. Especially by eliminating disparities that prevent women from accessing credit, this assistance fuels long-range economic growth and general well-being. This concise volume:
Enterprising Psychometrics and Poverty Reduction sets out in accessible detail this innovative approach to risk evaluation, which uses methods similar to psychometric tools used in corporate hiring. The book evaluates this approach in six financial organizations in Kenya, Colombia, Peru, and South Africa, with extensive charts and tables breaking down each program's profitability and effectiveness. Especially by eliminating disparities that prevent women from accessing credit, this assistance fuels long-range economic growth and general well-being. This concise volume:
- Explains the psychometric approach to credit and its methodologies.
- Identifies core characteristics shared by successful small business owners.
- Outlines a novel approach to credit scoring models for small businesses.
- Reviews the relevant literature on personality and personality testing.
- Features representative success stories.
- Discusses implications for implementing psychometric loan technologies in banks worldwide, and its potential relationship to training programs.
Caracteristici
Examines a very pressing development issue that is currently very high profile: unlocking finance for SMEs in developing countries Represents a unique application of psychology methods to a real-world development problem Represents an applicable solution to a real-world problem that will garner significant interest from development practitioners, policy makers, and the banking/finance industry Includes supplementary material: sn.pub/extras