This book was written with the current retiree in mind. It is one of the first books to recognize that once you get that last paycheck from your employer (the last paycheck for the rest of your life), you need to start seeing your money differently. One of the biggest fears of most retirees or those preparing for retirement is that they may run out of money before they die. That fear can be greatly reduced by following the simple, easy to implement strategies and plan that Jim Black shares in this book. As a retiree, you have spent 40 years or more saving and accumulating assets for retirement. Yet a single down year in the stock market can change your retirement forever. Most retirees think that they need to choose between growth and income, or risk and return, but Jim Black will show you that those options are not mutually exclusive. Using real life examples and humor, Black has created a process that helps retirees overcome their basic fears. He has done this is a manner that anyone, regardless of their financial sophistication, should be able to implement for themselves. By reading this book and implementing the strategies, you will greatly increase your chances of retiring on your terms, and living Happily Ever After.