Banks have changed their lending requirements over the last so many years. They now expect the borrower to have a great credit score, a strong job history and not be self-employed. This has left a lot of people out of the home buying market. This book presents ways to raise financing to buy a house without ever having to deal with banks. These techniques have been successfully used by buyers and they work, especially in the real estate market we have now. Besides alternative financing, this book covers what the reader should be looking for in buying a house. It shows how to avoid typical problems and how to negotiate the best deal with the seller. The information in this book will empower the reader to forward to capture thier dream of owning thier own home.